Farmstead AG has loan products to fit your agricultural needs with competitive interest rates and flexible repayment terms on both adjustable and fixed-rate mortgages, including lines of credit. Primary focus is pacific NW, including California, but we are able to provide lending for 48 states.
Farmstead has provided loans for farmers other banks have not been able to structure, from large blueberry farms, Christmas Tree growers, wineries, filberts, wetlands, just to name a few. Anything that grows, harvests, processes, or used for storage, produces income, on agricultural zoned land. *No year end financials asked for yr after yr, although we hold the right to do so, it is not typical.
At Farmstead AG we pride ourselves in giving farmers personalized financing from years of experience along with exceptional service. We manage and service our loans, giving sound advice, not just a loan.
We`re here for the long haul; like you.
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Creative loan structuring, to fit your needs
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Wetland Credits can be used / wetlands financed
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Possible zero down purchases
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Incredibly low rates.
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No prepayment penalty
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No complicated Notes- no future crops, no equipment
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No re- qualifying each year to keep your credit line
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Common sense underwriting, and exceptions- if it makes sense, we`ll do it. We do things, other Ag banks can`t.
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Most of all, we listen to your needs.
Loan Products; CREDIT LINES & TERM LOANS
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Adjustable Rates: 1-month, 1-year, 3-year, 5-year, 7-year and 10-year
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Fixed Rates: 10-year and 15-year, 30 year
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Amortization: up to 30 years
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Payment Frequency: monthly, semi-annual or annual
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Prepayment Options: All loan products are open prepay - [no prepay!]
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Conversion Option: Many loan products allow convertibility between loan products during the mortgage term
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Loans available 500k~30m.